Call reports 2011
PNB COMMUNITY BANK — 2011
What PNB COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,783,000 | 118,792,000 | 114,247,000 | 111,423,000 |
| Total loans | 68,388,000 | 67,745,000 | 67,034,000 | 65,212,000 |
| Allowance for loan losses | 1,759,000 | 1,402,000 | 1,400,000 | 1,187,000 |
| Securities available for sale | 34,909,000 | 33,448,000 | 31,238,000 | 30,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,238,000 | 109,151,000 | 102,960,000 | 100,121,000 |
| Interest-bearing deposits | 96,884,000 | 93,549,000 | 88,226,000 | 88,572,000 |
| Noninterest-bearing deposits | 14,354,000 | 15,602,000 | 14,734,000 | 11,549,000 |
| Equity capital | 9,253,000 | 9,489,000 | 11,104,000 | 11,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 3,001,000 | 4,465,000 | 5,862,000 |
| Interest expense | 253,000 | 475,000 | 656,000 | 813,000 |
| Net interest income | 1,231,000 | 2,526,000 | 3,809,000 | 5,049,000 |
| Noninterest income | -396,000 | -563,000 | -452,000 | -357,000 |
| Noninterest expense | 1,155,000 | 2,068,000 | 3,111,000 | 4,152,000 |
| Provision for loan losses | 113,000 | 269,000 | 459,000 | 809,000 |
| Pretax income | -433,000 | -363,000 | -65,000 | 49,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -433,000 | -363,000 | -65,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,332,000 | 10,402,000 | 11,098,000 | 11,157,000 |
| Total capital | 11,199,000 | 11,239,000 | 11,917,000 | 11,954,000 |
| Risk-weighted assets | 68,448,000 | 66,442,000 | 64,933,000 | 63,388,000 |