Call reports 2001
PNB COMMUNITY BANK — 2001
What PNB COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,236,000 | 82,089,000 | 83,883,000 | 83,358,000 |
| Total loans | 47,326,000 | 48,909,000 | 49,167,000 | 48,148,000 |
| Allowance for loan losses | 535,000 | 571,000 | 570,000 | 572,000 |
| Securities available for sale | 23,890,000 | 22,408,000 | 23,145,000 | 22,351,000 |
| Securities held to maturity | 1,247,000 | 1,229,000 | 1,216,000 | 1,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,208,000 | 68,230,000 | 69,444,000 | 69,762,000 |
| Interest-bearing deposits | 60,105,000 | 58,435,000 | 61,057,000 | 60,929,000 |
| Noninterest-bearing deposits | 8,103,000 | 9,795,000 | 8,387,000 | 8,833,000 |
| Equity capital | 8,377,000 | 8,411,000 | 8,812,000 | 8,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,346,000 | 4,947,000 | 6,437,000 |
| Interest expense | 794,000 | 1,553,000 | 2,247,000 | 2,815,000 |
| Net interest income | 905,000 | 1,793,000 | 2,700,000 | 3,622,000 |
| Noninterest income | 126,000 | 273,000 | 438,000 | 613,000 |
| Noninterest expense | 795,000 | 1,581,000 | 2,358,000 | 3,152,000 |
| Provision for loan losses | 18,000 | 75,000 | 92,000 | 107,000 |
| Pretax income | 278,000 | 561,000 | 839,000 | 1,127,000 |
| Income tax | 57,000 | 161,000 | 247,000 | 450,000 |
| Net income | 221,000 | 400,000 | 592,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,244,000 | 8,423,000 | 8,615,000 | 8,313,000 |
| Total capital | 8,779,000 | 8,994,000 | 9,185,000 | 8,885,000 |
| Risk-weighted assets | 54,073,000 | 48,747,000 | 48,422,000 | 47,217,000 |