Call reports 2025
JD BANK — 2025
What JD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,187,540,000 | 1,209,944,000 | 1,220,779,000 | 1,259,331,000 |
| Total loans | 732,923,000 | 767,275,000 | 771,734,000 | 771,707,000 |
| Allowance for loan losses | 9,114,000 | 9,475,000 | 9,216,000 | 8,893,000 |
| Securities available for sale | 338,167,000 | 336,011,000 | 337,946,000 | 337,566,000 |
| Securities held to maturity | 6,329,000 | 6,256,000 | 5,051,000 | 5,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,070,466,000 | 1,046,445,000 | 1,061,940,000 | 1,124,242,000 |
| Interest-bearing deposits | 822,487,000 | 806,502,000 | 819,815,000 | 883,614,000 |
| Noninterest-bearing deposits | 247,979,000 | 239,943,000 | 242,125,000 | 240,628,000 |
| Equity capital | 109,651,000 | 112,581,000 | 120,387,000 | 125,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,319,000 | 29,295,000 | 44,859,000 | 60,313,000 |
| Interest expense | 3,191,000 | 6,383,000 | 9,901,000 | 13,248,000 |
| Net interest income | 11,128,000 | 22,912,000 | 34,958,000 | 47,065,000 |
| Noninterest income | 2,498,000 | 5,145,000 | 7,907,000 | 10,712,000 |
| Noninterest expense | 9,733,000 | 19,964,000 | 30,208,000 | 40,342,000 |
| Provision for loan losses | 19,000 | 349,000 | 130,000 | 212,000 |
| Pretax income | 3,858,000 | 7,748,000 | 12,650,000 | 17,313,000 |
| Income tax | 635,000 | 1,279,000 | 2,135,000 | 3,210,000 |
| Net income | 3,223,000 | 6,469,000 | 10,515,000 | 14,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,229,000 | 142,164,000 | 144,898,000 | 147,175,000 |
| Total capital | 149,643,000 | 151,918,000 | 154,274,000 | 156,262,000 |
| Risk-weighted assets | 865,348,000 | 892,800,000 | 893,356,000 | 894,060,000 |