Call reports 2024
JD BANK — 2024
What JD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,161,233,000 | 1,175,005,000 | 1,191,013,000 | 1,197,708,000 |
| Total loans | 697,269,000 | 720,424,000 | 729,770,000 | 726,282,000 |
| Allowance for loan losses | 9,264,000 | 9,417,000 | 8,994,000 | 9,122,000 |
| Securities available for sale | 351,993,000 | 347,188,000 | 354,534,000 | 339,495,000 |
| Securities held to maturity | 8,433,000 | 8,432,000 | 7,236,000 | 7,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,004,174,000 | 1,014,701,000 | 1,019,409,000 | 1,032,873,000 |
| Interest-bearing deposits | 763,402,000 | 779,254,000 | 773,376,000 | 802,991,000 |
| Noninterest-bearing deposits | 240,772,000 | 235,447,000 | 246,033,000 | 229,882,000 |
| Equity capital | 99,115,000 | 100,680,000 | 111,684,000 | 105,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,770,000 | 27,922,000 | 42,916,000 | 57,520,000 |
| Interest expense | 2,752,000 | 5,760,000 | 9,099,000 | 12,582,000 |
| Net interest income | 11,018,000 | 22,162,000 | 33,817,000 | 44,938,000 |
| Noninterest income | 2,686,000 | 5,330,000 | 7,991,000 | 10,619,000 |
| Noninterest expense | 9,689,000 | 19,365,000 | 29,208,000 | 38,741,000 |
| Provision for loan losses | -566,000 | -410,000 | -741,000 | -536,000 |
| Pretax income | 4,701,000 | 8,656,000 | 13,423,000 | 17,493,000 |
| Income tax | 798,000 | 1,457,000 | 2,282,000 | 2,826,000 |
| Net income | 3,903,000 | 7,199,000 | 11,141,000 | 14,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,604,000 | 135,623,000 | 137,287,000 | 138,280,000 |
| Total capital | 143,172,000 | 145,345,000 | 146,624,000 | 147,685,000 |
| Risk-weighted assets | 830,923,000 | 858,542,000 | 859,100,000 | 851,028,000 |