Call reports 2023
JD BANK — 2023
What JD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,208,812,000 | 1,194,512,000 | 1,169,968,000 | 1,184,491,000 |
| Total loans | 667,949,000 | 669,878,000 | 673,489,000 | 684,106,000 |
| Allowance for loan losses | 9,834,000 | 10,094,000 | 9,922,000 | 9,908,000 |
| Securities available for sale | 419,305,000 | 408,815,000 | 388,580,000 | 360,231,000 |
| Securities held to maturity | 10,693,000 | 10,689,000 | 9,504,000 | 9,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,101,223,000 | 1,069,895,000 | 1,053,667,000 | 1,028,335,000 |
| Interest-bearing deposits | 839,185,000 | 813,551,000 | 773,655,000 | 773,559,000 |
| Noninterest-bearing deposits | 262,037,000 | 256,345,000 | 280,012,000 | 254,776,000 |
| Equity capital | 90,650,000 | 88,571,000 | 78,694,000 | 99,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,211,000 | 25,395,000 | 38,440,000 | 52,128,000 |
| Interest expense | 996,000 | 2,617,000 | 4,560,000 | 6,958,000 |
| Net interest income | 11,215,000 | 22,778,000 | 33,880,000 | 45,170,000 |
| Noninterest income | 2,740,000 | 5,679,000 | 8,519,000 | 11,214,000 |
| Noninterest expense | 9,315,000 | 19,262,000 | 28,817,000 | 38,603,000 |
| Provision for loan losses | 82,000 | 676,000 | 627,000 | 1,007,000 |
| Pretax income | 2,775,000 | 6,966,000 | 11,389,000 | 8,687,000 |
| Income tax | 409,000 | 1,118,000 | 1,863,000 | 1,123,000 |
| Net income | 2,366,000 | 5,848,000 | 9,526,000 | 7,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,093,000 | 131,675,000 | 134,149,000 | 130,981,000 |
| Total capital | 139,373,000 | 141,892,000 | 144,471,000 | 141,312,000 |
| Risk-weighted assets | 821,693,000 | 817,126,000 | 827,427,000 | 833,119,000 |