Call reports 2022
JD BANK — 2022
What JD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,304,558,000 | 1,269,909,000 | 1,232,436,000 | 1,238,214,000 |
| Total loans | 639,784,000 | 653,009,000 | 662,925,000 | 675,523,000 |
| Allowance for loan losses | 8,140,000 | 8,532,000 | 8,732,000 | 9,208,000 |
| Securities available for sale | 474,243,000 | 462,665,000 | 437,737,000 | 441,202,000 |
| Securities held to maturity | 12,444,000 | 12,373,000 | 11,098,000 | 11,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,196,320,000 | 1,176,114,000 | 1,154,161,000 | 1,144,332,000 |
| Interest-bearing deposits | 760,976,000 | 735,803,000 | 711,079,000 | 712,370,000 |
| Noninterest-bearing deposits | 435,344,000 | 440,311,000 | 443,083,000 | 431,962,000 |
| Equity capital | 103,732,000 | 88,787,000 | 72,237,000 | 82,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,817,000 | 20,642,000 | 32,125,000 | 44,396,000 |
| Interest expense | 655,000 | 1,274,000 | 1,923,000 | 2,652,000 |
| Net interest income | 9,162,000 | 19,368,000 | 30,202,000 | 41,744,000 |
| Noninterest income | 2,887,000 | 5,694,000 | 8,638,000 | 11,559,000 |
| Noninterest expense | 8,902,000 | 17,805,000 | 27,046,000 | 36,449,000 |
| Provision for loan losses | 0 | 0 | 189,000 | 722,000 |
| Pretax income | 2,910,000 | 6,971,000 | 11,319,000 | 15,846,000 |
| Income tax | 463,000 | 1,141,000 | 1,883,000 | 2,668,000 |
| Net income | 2,447,000 | 5,830,000 | 9,436,000 | 13,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,772,000 | 124,020,000 | 126,491,000 | 129,100,000 |
| Total capital | 129,911,000 | 132,552,000 | 135,223,000 | 138,308,000 |
| Risk-weighted assets | 774,109,000 | 799,557,000 | 840,652,000 | 835,851,000 |