Call reports 2021
JD BANK — 2021
What JD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,351,093,000 | 1,360,387,000 | 1,343,638,000 | 1,333,132,000 |
| Total loans | 623,745,000 | 634,324,000 | 632,827,000 | 622,203,000 |
| Allowance for loan losses | 8,380,000 | 8,403,000 | 8,375,000 | 8,190,000 |
| Securities available for sale | 422,348,000 | 475,647,000 | 477,517,000 | 471,741,000 |
| Securities held to maturity | 14,175,000 | 14,166,000 | 14,984,000 | 13,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,235,602,000 | 1,237,529,000 | 1,221,942,000 | 1,201,713,000 |
| Interest-bearing deposits | 761,844,000 | 770,235,000 | 761,736,000 | 773,434,000 |
| Noninterest-bearing deposits | 473,758,000 | 467,294,000 | 460,206,000 | 428,279,000 |
| Equity capital | 107,928,000 | 114,651,000 | 115,410,000 | 125,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,936,000 | 19,664,000 | 30,248,000 | 40,336,000 |
| Interest expense | 850,000 | 1,655,000 | 2,420,000 | 3,124,000 |
| Net interest income | 9,086,000 | 18,009,000 | 27,828,000 | 37,212,000 |
| Noninterest income | 1,966,000 | 5,435,000 | 9,196,000 | 12,495,000 |
| Noninterest expense | 8,151,000 | 16,970,000 | 25,965,000 | 34,680,000 |
| Provision for loan losses | 165,000 | 330,000 | 330,000 | 330,000 |
| Pretax income | 2,673,000 | 6,090,000 | 10,656,000 | 14,586,000 |
| Income tax | 435,000 | 976,000 | 1,765,000 | 2,418,000 |
| Net income | 2,238,000 | 5,114,000 | 8,891,000 | 12,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,252,000 | 106,129,000 | 109,906,000 | 120,183,000 |
| Total capital | 111,632,000 | 114,532,000 | 118,281,000 | 128,373,000 |
| Risk-weighted assets | 706,672,000 | 733,274,000 | 735,889,000 | 747,777,000 |