Call reports 2020
JD BANK — 2020
What JD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 910,359,000 | 1,022,723,000 | 1,076,803,000 | 1,284,031,000 |
| Total loans | 625,106,000 | 669,626,000 | 663,661,000 | 630,501,000 |
| Allowance for loan losses | 7,284,000 | 8,139,000 | 9,070,000 | 8,583,000 |
| Securities available for sale | 150,801,000 | 183,448,000 | 203,313,000 | 325,125,000 |
| Securities held to maturity | 16,564,000 | 16,554,000 | 15,397,000 | 15,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 785,030,000 | 907,034,000 | 960,359,000 | 1,164,764,000 |
| Interest-bearing deposits | 510,011,000 | 556,139,000 | 583,431,000 | 708,100,000 |
| Noninterest-bearing deposits | 275,019,000 | 350,895,000 | 376,928,000 | 456,664,000 |
| Equity capital | 104,400,000 | 106,682,000 | 107,417,000 | 111,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,002,000 | 20,198,000 | 29,942,000 | 39,821,000 |
| Interest expense | 972,000 | 1,852,000 | 2,686,000 | 3,541,000 |
| Net interest income | 9,030,000 | 18,346,000 | 27,256,000 | 36,280,000 |
| Noninterest income | 2,127,000 | 4,159,000 | 6,333,000 | 9,043,000 |
| Noninterest expense | 8,296,000 | 16,493,000 | 24,745,000 | 33,181,000 |
| Provision for loan losses | 683,000 | 1,580,000 | 2,538,000 | 2,728,000 |
| Pretax income | 2,178,000 | 4,499,000 | 6,633,000 | 9,721,000 |
| Income tax | 303,000 | 654,000 | 944,000 | 1,433,000 |
| Net income | 1,875,000 | 3,845,000 | 5,689,000 | 8,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,943,000 | 97,630,000 | 98,697,000 | 101,015,000 |
| Total capital | 104,227,000 | 105,534,000 | 106,704,000 | 109,426,000 |
| Risk-weighted assets | 637,695,000 | 632,116,000 | 639,515,000 | 672,704,000 |