Call reports 2019
JD BANK — 2019
What JD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 902,336,000 | 860,550,000 | 870,674,000 | 881,923,000 |
| Total loans | 620,728,000 | 620,942,000 | 624,673,000 | 621,773,000 |
| Allowance for loan losses | 6,481,000 | 6,486,000 | 6,447,000 | 6,610,000 |
| Securities available for sale | 130,602,000 | 111,286,000 | 128,819,000 | 151,777,000 |
| Securities held to maturity | 20,370,000 | 19,317,000 | 18,181,000 | 18,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 766,393,000 | 753,468,000 | 757,744,000 | 772,533,000 |
| Interest-bearing deposits | 494,652,000 | 487,169,000 | 477,400,000 | 496,737,000 |
| Noninterest-bearing deposits | 271,741,000 | 266,299,000 | 280,344,000 | 275,796,000 |
| Equity capital | 97,259,000 | 99,257,000 | 102,218,000 | 101,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,092,000 | 20,181,000 | 30,285,000 | 40,444,000 |
| Interest expense | 901,000 | 1,809,000 | 2,674,000 | 3,598,000 |
| Net interest income | 9,191,000 | 18,372,000 | 27,611,000 | 36,846,000 |
| Noninterest income | 1,953,000 | 4,169,000 | 6,425,000 | 8,644,000 |
| Noninterest expense | 8,230,000 | 16,654,000 | 25,006,000 | 33,404,000 |
| Provision for loan losses | 180,000 | 270,000 | 360,000 | 696,000 |
| Pretax income | 2,734,000 | 6,005,000 | 9,058,000 | 11,778,000 |
| Income tax | 473,000 | 1,065,000 | 1,546,000 | 1,958,000 |
| Net income | 2,261,000 | 4,940,000 | 7,512,000 | 9,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,250,000 | 94,754,000 | 96,151,000 | 96,283,000 |
| Total capital | 99,731,000 | 101,240,000 | 102,598,000 | 102,893,000 |
| Risk-weighted assets | 627,474,000 | 626,005,000 | 634,008,000 | 631,163,000 |