Call reports 2018
JD BANK — 2018
What JD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 879,496,000 | 840,479,000 | 846,563,000 | 862,716,000 |
| Total loans | 598,954,000 | 601,556,000 | 610,422,000 | 625,689,000 |
| Allowance for loan losses | 6,660,000 | 6,539,000 | 6,283,000 | 6,384,000 |
| Securities available for sale | 136,405,000 | 130,249,000 | 122,384,000 | 126,393,000 |
| Securities held to maturity | 23,289,000 | 23,264,000 | 22,620,000 | 22,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,142,000 | 733,376,000 | 746,541,000 | 759,135,000 |
| Interest-bearing deposits | 479,095,000 | 473,294,000 | 475,370,000 | 485,505,000 |
| Noninterest-bearing deposits | 252,047,000 | 260,082,000 | 271,171,000 | 273,630,000 |
| Equity capital | 90,722,000 | 92,664,000 | 91,904,000 | 94,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,992,000 | 18,424,000 | 27,942,000 | 37,684,000 |
| Interest expense | 777,000 | 1,577,000 | 2,323,000 | 3,026,000 |
| Net interest income | 8,215,000 | 16,847,000 | 25,619,000 | 34,658,000 |
| Noninterest income | 1,836,000 | 6,029,000 | 8,086,000 | 10,266,000 |
| Noninterest expense | 8,167,000 | 16,448,000 | 24,491,000 | 32,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 189,000 |
| Pretax income | 1,884,000 | 6,433,000 | 9,219,000 | 12,498,000 |
| Income tax | 283,000 | 1,132,000 | 1,609,000 | 2,201,000 |
| Net income | 1,601,000 | 5,301,000 | 7,610,000 | 10,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,158,000 | 90,451,000 | 90,945,000 | 92,164,000 |
| Total capital | 94,818,000 | 96,990,000 | 97,228,000 | 98,548,000 |
| Risk-weighted assets | 637,400,000 | 600,920,000 | 612,630,000 | 623,245,000 |