Call reports 2016
JD BANK — 2016
What JD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 822,359,000 | 799,762,000 | 833,301,000 | 806,845,000 |
| Total loans | 600,295,000 | 601,606,000 | 612,068,000 | 603,530,000 |
| Allowance for loan losses | 6,042,000 | 6,367,000 | 6,478,000 | 6,359,000 |
| Securities available for sale | 100,992,000 | 70,593,000 | 83,542,000 | 77,320,000 |
| Securities held to maturity | 20,630,000 | 20,385,000 | 26,608,000 | 26,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,894,000 | 695,963,000 | 706,700,000 | 725,202,000 |
| Interest-bearing deposits | 463,311,000 | 459,360,000 | 454,631,000 | 470,915,000 |
| Noninterest-bearing deposits | 241,583,000 | 236,603,000 | 252,069,000 | 254,287,000 |
| Equity capital | 75,639,000 | 76,093,000 | 76,481,000 | 73,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,637,000 | 17,421,000 | 26,202,000 | 34,887,000 |
| Interest expense | 694,000 | 1,364,000 | 2,062,000 | 2,675,000 |
| Net interest income | 7,943,000 | 16,057,000 | 24,140,000 | 32,212,000 |
| Noninterest income | 2,333,000 | 4,542,000 | 6,682,000 | 8,851,000 |
| Noninterest expense | 8,064,000 | 16,376,000 | 24,405,000 | 35,213,000 |
| Provision for loan losses | 1,491,000 | 2,036,000 | 2,268,000 | 2,454,000 |
| Pretax income | 760,000 | 3,807,000 | 5,936,000 | 5,145,000 |
| Income tax | 42,000 | 873,000 | 1,408,000 | 949,000 |
| Net income | 718,000 | 2,934,000 | 4,528,000 | 4,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,744,000 | 70,006,000 | 70,768,000 | 69,605,000 |
| Total capital | 74,786,000 | 76,373,000 | 77,246,000 | 75,964,000 |
| Risk-weighted assets | 612,893,000 | 612,471,000 | 634,974,000 | 610,641,000 |