Call reports 2015
JD BANK — 2015
What JD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 773,544,000 | 789,926,000 | 806,469,000 | 799,397,000 |
| Total loans | 527,289,000 | 562,793,000 | 574,300,000 | 586,204,000 |
| Allowance for loan losses | 4,883,000 | 5,356,000 | 4,773,000 | 4,796,000 |
| Securities available for sale | 138,122,000 | 122,064,000 | 116,207,000 | 104,277,000 |
| Securities held to maturity | 26,257,000 | 25,067,000 | 22,994,000 | 23,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,362,000 | 688,304,000 | 684,201,000 | 698,655,000 |
| Interest-bearing deposits | 459,478,000 | 453,644,000 | 452,356,000 | 461,605,000 |
| Noninterest-bearing deposits | 231,884,000 | 234,660,000 | 231,845,000 | 237,050,000 |
| Equity capital | 73,880,000 | 74,044,000 | 75,096,000 | 75,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,030,000 | 16,431,000 | 25,088,000 | 33,785,000 |
| Interest expense | 649,000 | 1,300,000 | 1,961,000 | 2,629,000 |
| Net interest income | 7,381,000 | 15,131,000 | 23,127,000 | 31,156,000 |
| Noninterest income | 2,242,000 | 4,448,000 | 6,636,000 | 8,877,000 |
| Noninterest expense | 7,817,000 | 15,672,000 | 23,539,000 | 31,587,000 |
| Provision for loan losses | 430,000 | 1,008,000 | 1,701,000 | 2,058,000 |
| Pretax income | 1,760,000 | 3,421,000 | 5,045,000 | 6,910,000 |
| Income tax | 346,000 | 645,000 | 970,000 | 1,384,000 |
| Net income | 1,414,000 | 2,776,000 | 4,075,000 | 5,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,600,000 | 67,520,000 | 68,287,000 | 68,880,000 |
| Total capital | 71,483,000 | 72,876,000 | 73,060,000 | 73,676,000 |
| Risk-weighted assets | 521,328,000 | 575,187,000 | 592,245,000 | 597,119,000 |