Call reports 2014
JD BANK — 2014
What JD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 749,465,000 | 751,988,000 | 750,759,000 | 777,959,000 |
| Total loans | 425,481,000 | 435,476,000 | 467,041,000 | 500,117,000 |
| Allowance for loan losses | 5,243,000 | 5,266,000 | 5,401,000 | 5,414,000 |
| Securities available for sale | 232,348,000 | 227,938,000 | 192,735,000 | 148,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 27,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,081,000 | 668,211,000 | 669,961,000 | 696,510,000 |
| Interest-bearing deposits | 487,106,000 | 485,005,000 | 485,059,000 | 465,949,000 |
| Noninterest-bearing deposits | 183,975,000 | 183,206,000 | 184,902,000 | 230,561,000 |
| Equity capital | 69,553,000 | 71,515,000 | 71,959,000 | 73,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,307,000 | 14,939,000 | 22,730,000 | 30,825,000 |
| Interest expense | 640,000 | 1,310,000 | 1,992,000 | 2,678,000 |
| Net interest income | 6,667,000 | 13,629,000 | 20,738,000 | 28,147,000 |
| Noninterest income | 2,033,000 | 4,218,000 | 6,241,000 | 8,377,000 |
| Noninterest expense | 6,632,000 | 13,519,000 | 20,893,000 | 28,670,000 |
| Provision for loan losses | 286,000 | 406,000 | 631,000 | 892,000 |
| Pretax income | 1,784,000 | 3,924,000 | 5,694,000 | 8,551,000 |
| Income tax | 257,000 | 618,000 | 881,000 | 1,592,000 |
| Net income | 1,527,000 | 3,306,000 | 4,813,000 | 6,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,092,000 | 63,824,000 | 64,475,000 | 65,766,000 |
| Total capital | 68,335,000 | 69,089,000 | 69,876,000 | 71,180,000 |
| Risk-weighted assets | 448,759,000 | 455,184,000 | 487,246,000 | 508,953,000 |