Call reports 2013
JD BANK — 2013
What JD BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 722,426,000 | 710,196,000 | 723,135,000 | 730,237,000 |
| Total loans | 389,920,000 | 404,113,000 | 406,074,000 | 407,933,000 |
| Allowance for loan losses | 4,669,000 | 4,504,000 | 4,746,000 | 4,950,000 |
| Securities available for sale | 201,300,000 | 212,664,000 | 223,085,000 | 230,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 643,303,000 | 634,043,000 | 646,616,000 | 654,544,000 |
| Interest-bearing deposits | 467,478,000 | 448,848,000 | 456,690,000 | 483,330,000 |
| Noninterest-bearing deposits | 175,825,000 | 185,195,000 | 189,926,000 | 171,214,000 |
| Equity capital | 68,327,000 | 66,722,000 | 67,817,000 | 67,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,064,000 | 14,598,000 | 22,072,000 | 29,565,000 |
| Interest expense | 712,000 | 1,421,000 | 2,097,000 | 2,725,000 |
| Net interest income | 6,352,000 | 13,177,000 | 19,975,000 | 26,840,000 |
| Noninterest income | 1,890,000 | 3,925,000 | 6,020,000 | 8,025,000 |
| Noninterest expense | 6,917,000 | 13,655,000 | 20,290,000 | 26,564,000 |
| Provision for loan losses | 119,000 | -240,000 | 98,000 | 390,000 |
| Pretax income | 1,188,000 | 3,676,000 | 5,606,000 | 7,916,000 |
| Income tax | 145,000 | 677,000 | 1,029,000 | 1,502,000 |
| Net income | 1,043,000 | 2,999,000 | 4,577,000 | 6,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,651,000 | 60,608,000 | 61,782,000 | 62,408,000 |
| Total capital | 63,320,000 | 65,112,000 | 66,528,000 | 67,358,000 |
| Risk-weighted assets | 404,902,000 | 420,325,000 | 426,509,000 | 430,403,000 |