Call reports 2012
JD BANK — 2012
What JD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 555,868,000 | 560,258,000 | 559,524,000 | 568,803,000 |
| Total loans | 294,225,000 | 320,347,000 | 326,828,000 | 326,802,000 |
| Allowance for loan losses | 4,470,000 | 4,516,000 | 4,555,000 | 4,627,000 |
| Securities available for sale | 180,593,000 | 186,562,000 | 179,254,000 | 170,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,320,000 | 476,791,000 | 478,121,000 | 512,673,000 |
| Interest-bearing deposits | 367,970,000 | 365,913,000 | 368,156,000 | 394,627,000 |
| Noninterest-bearing deposits | 113,350,000 | 110,878,000 | 109,965,000 | 118,046,000 |
| Equity capital | 64,240,000 | 65,232,000 | 66,643,000 | 46,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,924,000 | 11,895,000 | 18,238,000 | 24,526,000 |
| Interest expense | 650,000 | 1,284,000 | 1,914,000 | 2,529,000 |
| Net interest income | 5,274,000 | 10,611,000 | 16,324,000 | 21,997,000 |
| Noninterest income | 1,616,000 | 3,355,000 | 5,137,000 | 6,931,000 |
| Noninterest expense | 4,680,000 | 9,706,000 | 14,944,000 | 20,644,000 |
| Provision for loan losses | 75,000 | 180,000 | 327,000 | 477,000 |
| Pretax income | 2,150,000 | 4,096,000 | 6,206,000 | 7,826,000 |
| Income tax | 424,000 | 788,000 | 1,197,000 | 1,467,000 |
| Net income | 1,726,000 | 3,308,000 | 5,009,000 | 6,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,083,000 | 57,466,000 | 58,354,000 | 38,805,000 |
| Total capital | 61,106,000 | 61,781,000 | 62,751,000 | 43,200,000 |
| Risk-weighted assets | 321,428,000 | 344,993,000 | 351,616,000 | 350,595,000 |