Call reports 2011
JD BANK — 2011
What JD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 527,294,000 | 537,133,000 | 541,008,000 | 547,469,000 |
| Total loans | 286,967,000 | 281,850,000 | 282,503,000 | 277,912,000 |
| Allowance for loan losses | 4,390,000 | 4,440,000 | 4,527,000 | 4,440,000 |
| Securities available for sale | 176,646,000 | 187,020,000 | 191,608,000 | 186,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,245,000 | 468,309,000 | 470,524,000 | 475,600,000 |
| Interest-bearing deposits | 365,636,000 | 372,935,000 | 373,132,000 | 374,428,000 |
| Noninterest-bearing deposits | 94,609,000 | 95,375,000 | 97,392,000 | 101,172,000 |
| Equity capital | 59,297,000 | 61,330,000 | 62,660,000 | 63,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,899,000 | 11,756,000 | 17,750,000 | 23,677,000 |
| Interest expense | 984,000 | 1,873,000 | 2,722,000 | 3,436,000 |
| Net interest income | 4,915,000 | 9,883,000 | 15,028,000 | 20,241,000 |
| Noninterest income | 1,731,000 | 3,637,000 | 5,297,000 | 6,968,000 |
| Noninterest expense | 4,729,000 | 9,241,000 | 13,938,000 | 18,574,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 1,784,000 | 4,012,000 | 5,981,000 | 8,240,000 |
| Income tax | 300,000 | 827,000 | 1,182,000 | 1,636,000 |
| Net income | 1,484,000 | 3,185,000 | 4,799,000 | 6,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,837,000 | 55,438,000 | 55,953,000 | 56,558,000 |
| Total capital | 58,767,000 | 59,323,000 | 59,850,000 | 60,388,000 |
| Risk-weighted assets | 314,705,000 | 310,242,000 | 311,140,000 | 305,753,000 |