Call reports 2010
JD BANK — 2010
What JD BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 507,441,000 | 511,976,000 | 510,429,000 | 536,265,000 |
| Total loans | 286,379,000 | 288,175,000 | 289,425,000 | 287,228,000 |
| Allowance for loan losses | 3,443,000 | 3,728,000 | 4,112,000 | 4,327,000 |
| Securities available for sale | 163,343,000 | 166,242,000 | 166,479,000 | 166,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,919,000 | 444,048,000 | 442,051,000 | 469,338,000 |
| Interest-bearing deposits | 357,731,000 | 357,079,000 | 351,289,000 | 379,660,000 |
| Noninterest-bearing deposits | 85,188,000 | 86,969,000 | 90,762,000 | 89,678,000 |
| Equity capital | 57,152,000 | 58,169,000 | 59,460,000 | 58,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,030,000 | 12,166,000 | 18,342,000 | 24,357,000 |
| Interest expense | 1,091,000 | 2,228,000 | 3,346,000 | 4,410,000 |
| Net interest income | 4,939,000 | 9,938,000 | 14,996,000 | 19,947,000 |
| Noninterest income | 1,857,000 | 3,678,000 | 5,567,000 | 7,676,000 |
| Noninterest expense | 4,593,000 | 9,107,000 | 13,530,000 | 18,354,000 |
| Provision for loan losses | 330,000 | 735,000 | 1,305,000 | 1,620,000 |
| Pretax income | 1,883,000 | 3,804,000 | 5,821,000 | 7,744,000 |
| Income tax | 379,000 | 729,000 | 1,114,000 | 1,375,000 |
| Net income | 1,504,000 | 3,075,000 | 4,707,000 | 6,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,489,000 | 53,060,000 | 53,692,000 | 54,353,000 |
| Total capital | 55,932,000 | 56,788,000 | 57,674,000 | 58,305,000 |
| Risk-weighted assets | 311,129,000 | 312,082,000 | 318,462,000 | 315,789,000 |