Call reports 2009
JD BANK — 2009
What JD BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 504,841,000 | 489,966,000 | 488,069,000 | 503,695,000 |
| Total loans | 274,228,000 | 274,944,000 | 284,273,000 | 282,730,000 |
| Allowance for loan losses | 2,163,000 | 2,603,000 | 3,045,000 | 3,292,000 |
| Securities available for sale | 166,354,000 | 170,180,000 | 160,191,000 | 154,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,789,000 | 429,120,000 | 420,848,000 | 438,652,000 |
| Interest-bearing deposits | 348,235,000 | 335,338,000 | 335,474,000 | 354,456,000 |
| Noninterest-bearing deposits | 97,554,000 | 93,782,000 | 85,374,000 | 84,196,000 |
| Equity capital | 51,901,000 | 52,944,000 | 55,974,000 | 56,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,342,000 | 12,592,000 | 18,925,000 | 25,175,000 |
| Interest expense | 1,341,000 | 2,627,000 | 3,789,000 | 4,914,000 |
| Net interest income | 5,001,000 | 9,965,000 | 15,136,000 | 20,261,000 |
| Noninterest income | 1,737,000 | 3,601,000 | 5,508,000 | 7,335,000 |
| Noninterest expense | 4,239,000 | 8,694,000 | 12,926,000 | 17,263,000 |
| Provision for loan losses | 285,000 | 855,000 | 1,383,000 | 1,767,000 |
| Pretax income | 2,214,000 | 4,071,000 | 6,388,000 | 8,617,000 |
| Income tax | 494,000 | 839,000 | 1,337,000 | 1,812,000 |
| Net income | 1,720,000 | 3,232,000 | 5,051,000 | 6,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,951,000 | 49,761,000 | 50,847,000 | 51,868,000 |
| Total capital | 51,114,000 | 52,364,000 | 53,892,000 | 55,160,000 |
| Risk-weighted assets | 304,683,000 | 303,967,000 | 308,991,000 | 310,416,000 |