Call reports 2008
JD BANK — 2008
What JD BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 477,322,000 | 462,635,000 | 458,545,000 | 482,168,000 |
| Total loans | 251,081,000 | 263,923,000 | 274,005,000 | 273,530,000 |
| Allowance for loan losses | 1,981,000 | 2,167,000 | 2,539,000 | 2,189,000 |
| Securities available for sale | 163,939,000 | 144,934,000 | 135,591,000 | 148,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,700,000 | 408,968,000 | 403,411,000 | 425,189,000 |
| Interest-bearing deposits | 327,487,000 | 316,805,000 | 310,631,000 | 330,928,000 |
| Noninterest-bearing deposits | 94,213,000 | 92,163,000 | 92,780,000 | 94,261,000 |
| Equity capital | 47,836,000 | 48,046,000 | 48,579,000 | 50,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,706,000 | 13,375,000 | 19,953,000 | 26,474,000 |
| Interest expense | 2,038,000 | 3,662,000 | 5,107,000 | 6,509,000 |
| Net interest income | 4,668,000 | 9,713,000 | 14,846,000 | 19,965,000 |
| Noninterest income | 1,706,000 | 3,513,000 | 5,370,000 | 7,124,000 |
| Noninterest expense | 3,913,000 | 7,920,000 | 11,879,000 | 16,487,000 |
| Provision for loan losses | 255,000 | 570,000 | 1,040,000 | 1,415,000 |
| Pretax income | 2,230,000 | 4,804,000 | 7,365,000 | 9,255,000 |
| Income tax | 503,000 | 1,108,000 | 1,728,000 | 1,585,000 |
| Net income | 1,727,000 | 3,696,000 | 5,637,000 | 7,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,304,000 | 45,364,000 | 46,602,000 | 47,935,000 |
| Total capital | 46,285,000 | 47,531,000 | 49,141,000 | 50,124,000 |
| Risk-weighted assets | 288,226,000 | 294,253,000 | 299,389,000 | 300,147,000 |