Call reports 2007
JD BANK — 2007
What JD BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 452,405,000 | 451,638,000 | 451,574,000 | 475,589,000 |
| Total loans | 237,428,000 | 238,644,000 | 241,387,000 | 248,028,000 |
| Allowance for loan losses | 1,895,000 | 1,943,000 | 1,971,000 | 1,951,000 |
| Securities available for sale | 161,156,000 | 166,382,000 | 165,157,000 | 160,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,690,000 | 401,950,000 | 399,583,000 | 422,301,000 |
| Interest-bearing deposits | 315,403,000 | 311,092,000 | 312,130,000 | 335,831,000 |
| Noninterest-bearing deposits | 87,287,000 | 90,858,000 | 87,454,000 | 86,470,000 |
| Equity capital | 42,439,000 | 42,441,000 | 44,075,000 | 46,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,423,000 | 12,980,000 | 19,657,000 | 26,418,000 |
| Interest expense | 2,547,000 | 5,143,000 | 7,606,000 | 9,836,000 |
| Net interest income | 3,876,000 | 7,837,000 | 12,051,000 | 16,582,000 |
| Noninterest income | 1,679,000 | 3,523,000 | 5,321,000 | 7,124,000 |
| Noninterest expense | 4,009,000 | 7,876,000 | 11,749,000 | 15,511,000 |
| Provision for loan losses | 210,000 | 465,000 | 720,000 | 975,000 |
| Pretax income | 1,336,000 | 3,019,000 | 4,903,000 | 7,220,000 |
| Income tax | 252,000 | 603,000 | 1,010,000 | 1,548,000 |
| Net income | 1,084,000 | 2,416,000 | 3,893,000 | 5,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,653,000 | 41,287,000 | 42,108,000 | 43,232,000 |
| Total capital | 42,548,000 | 43,230,000 | 44,079,000 | 45,183,000 |
| Risk-weighted assets | 262,817,000 | 264,853,000 | 265,509,000 | 279,043,000 |