Call reports 2006
JD BANK — 2006
What JD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 473,266,000 | 453,916,000 | 445,556,000 | 453,516,000 |
| Total loans | 227,839,000 | 231,047,000 | 238,319,000 | 240,355,000 |
| Allowance for loan losses | 2,050,000 | 2,168,000 | 2,209,000 | 2,039,000 |
| Securities available for sale | 156,607,000 | 164,941,000 | 162,366,000 | 159,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,193,000 | 407,130,000 | 398,176,000 | 405,839,000 |
| Interest-bearing deposits | 317,245,000 | 311,206,000 | 305,298,000 | 312,258,000 |
| Noninterest-bearing deposits | 108,948,000 | 95,924,000 | 92,878,000 | 93,581,000 |
| Equity capital | 39,209,000 | 39,290,000 | 41,112,000 | 41,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,048,000 | 12,367,000 | 18,710,000 | 25,064,000 |
| Interest expense | 1,882,000 | 3,937,000 | 6,301,000 | 8,778,000 |
| Net interest income | 4,166,000 | 8,430,000 | 12,409,000 | 16,286,000 |
| Noninterest income | 1,572,000 | 3,175,000 | 4,642,000 | 6,340,000 |
| Noninterest expense | 3,549,000 | 7,027,000 | 10,544,000 | 14,289,000 |
| Provision for loan losses | 240,000 | 480,000 | 675,000 | 825,000 |
| Pretax income | 1,949,000 | 4,095,000 | 5,829,000 | 7,509,000 |
| Income tax | 502,000 | 1,039,000 | 1,431,000 | 1,808,000 |
| Net income | 1,447,000 | 3,056,000 | 4,398,000 | 5,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,207,000 | 39,222,000 | 39,515,000 | 40,194,000 |
| Total capital | 40,257,000 | 41,390,000 | 41,724,000 | 42,233,000 |
| Risk-weighted assets | 259,497,000 | 258,556,000 | 260,531,000 | 263,932,000 |