Call reports 2005
JD BANK — 2005
What JD BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 368,612,000 | 364,490,000 | 366,391,000 | 450,389,000 |
| Total loans | 215,637,000 | 221,159,000 | 225,875,000 | 228,986,000 |
| Allowance for loan losses | 1,923,000 | 1,963,000 | 1,889,000 | 1,913,000 |
| Securities available for sale | 106,466,000 | 104,169,000 | 96,072,000 | 117,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,786,000 | 315,533,000 | 321,386,000 | 404,569,000 |
| Interest-bearing deposits | 261,184,000 | 251,116,000 | 251,024,000 | 298,252,000 |
| Noninterest-bearing deposits | 63,602,000 | 64,417,000 | 70,362,000 | 106,317,000 |
| Equity capital | 37,967,000 | 38,735,000 | 38,965,000 | 38,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,621,000 | 9,439,000 | 14,440,000 | 20,229,000 |
| Interest expense | 1,037,000 | 2,188,000 | 3,481,000 | 5,304,000 |
| Net interest income | 3,584,000 | 7,251,000 | 10,959,000 | 14,925,000 |
| Noninterest income | 2,068,000 | 3,705,000 | 5,131,000 | 6,153,000 |
| Noninterest expense | 3,545,000 | 6,896,000 | 10,209,000 | 13,597,000 |
| Provision for loan losses | 216,000 | 417,000 | 627,000 | 867,000 |
| Pretax income | 1,871,000 | 3,594,000 | 5,200,000 | 6,557,000 |
| Income tax | 509,000 | 966,000 | 1,383,000 | 1,670,000 |
| Net income | 1,362,000 | 2,628,000 | 3,817,000 | 4,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,559,000 | 36,279,000 | 36,875,000 | 37,352,000 |
| Total capital | 37,482,000 | 38,242,000 | 38,764,000 | 39,265,000 |
| Risk-weighted assets | 231,139,000 | 232,227,000 | 236,653,000 | 255,316,000 |