Call reports 2004
JD BANK — 2004
What JD BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 363,948,000 | 358,568,000 | 354,698,000 | 358,508,000 |
| Total loans | 193,747,000 | 198,603,000 | 212,058,000 | 213,939,000 |
| Allowance for loan losses | 1,745,000 | 1,768,000 | 1,776,000 | 1,886,000 |
| Securities available for sale | 89,045,000 | 82,101,000 | 63,687,000 | 106,587,000 |
| Securities held to maturity | 45,139,000 | 44,434,000 | 44,295,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,316,000 | 312,736,000 | 306,688,000 | 315,982,000 |
| Interest-bearing deposits | 255,452,000 | 252,623,000 | 248,225,000 | 257,689,000 |
| Noninterest-bearing deposits | 60,864,000 | 60,113,000 | 58,463,000 | 58,293,000 |
| Equity capital | 35,018,000 | 34,987,000 | 36,343,000 | 37,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,297,000 | 8,671,000 | 13,198,000 | 17,740,000 |
| Interest expense | 815,000 | 1,642,000 | 2,526,000 | 3,485,000 |
| Net interest income | 3,482,000 | 7,029,000 | 10,672,000 | 14,255,000 |
| Noninterest income | 1,559,000 | 3,049,000 | 4,560,000 | 6,026,000 |
| Noninterest expense | 3,188,000 | 6,296,000 | 9,489,000 | 12,566,000 |
| Provision for loan losses | 141,000 | 261,000 | 396,000 | 621,000 |
| Pretax income | 1,721,000 | 3,513,000 | 5,344,000 | 7,091,000 |
| Income tax | 452,000 | 899,000 | 1,347,000 | 1,768,000 |
| Net income | 1,269,000 | 2,614,000 | 3,997,000 | 5,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,249,000 | 33,126,000 | 33,963,000 | 34,743,000 |
| Total capital | 33,994,000 | 34,894,000 | 35,739,000 | 36,629,000 |
| Risk-weighted assets | 208,527,000 | 208,645,000 | 222,186,000 | 224,757,000 |