Call reports 2003
JD BANK — 2003
What JD BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 359,056,000 | 358,750,000 | 349,273,000 | 358,625,000 |
| Total loans | 173,036,000 | 179,261,000 | 184,416,000 | 184,515,000 |
| Allowance for loan losses | 1,564,000 | 1,595,000 | 1,607,000 | 1,648,000 |
| Securities available for sale | 108,354,000 | 105,292,000 | 87,862,000 | 88,167,000 |
| Securities held to maturity | 39,807,000 | 43,351,000 | 42,625,000 | 44,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,070,000 | 310,207,000 | 302,121,000 | 310,079,000 |
| Interest-bearing deposits | 254,101,000 | 252,915,000 | 244,357,000 | 251,634,000 |
| Noninterest-bearing deposits | 56,969,000 | 57,292,000 | 57,764,000 | 58,445,000 |
| Equity capital | 32,582,000 | 33,185,000 | 32,926,000 | 33,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,403,000 | 8,782,000 | 13,007,000 | 17,246,000 |
| Interest expense | 1,207,000 | 2,330,000 | 3,282,000 | 4,129,000 |
| Net interest income | 3,196,000 | 6,452,000 | 9,725,000 | 13,117,000 |
| Noninterest income | 1,423,000 | 2,816,000 | 4,214,000 | 5,701,000 |
| Noninterest expense | 3,176,000 | 6,248,000 | 9,202,000 | 12,529,000 |
| Provision for loan losses | 195,000 | 297,000 | 405,000 | 531,000 |
| Pretax income | 1,302,000 | 2,837,000 | 4,569,000 | 6,009,000 |
| Income tax | 383,000 | 795,000 | 1,272,000 | 1,649,000 |
| Net income | 919,000 | 2,042,000 | 3,297,000 | 4,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,380,000 | 30,066,000 | 30,853,000 | 31,449,000 |
| Total capital | 30,944,000 | 31,661,000 | 32,460,000 | 33,097,000 |
| Risk-weighted assets | 187,731,000 | 189,654,000 | 197,132,000 | 199,085,000 |