Call reports 2002
JD BANK — 2002
What JD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 323,806,000 | 326,174,000 | 330,938,000 | 346,045,000 |
| Total loans | 166,853,000 | 170,745,000 | 170,873,000 | 173,186,000 |
| Allowance for loan losses | 1,522,000 | 1,543,000 | 1,462,000 | 1,420,000 |
| Securities available for sale | 85,403,000 | 86,061,000 | 87,027,000 | 88,337,000 |
| Securities held to maturity | 27,100,000 | 29,803,000 | 30,891,000 | 33,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,418,000 | 282,042,000 | 285,136,000 | 299,788,000 |
| Interest-bearing deposits | 228,328,000 | 230,670,000 | 230,319,000 | 244,549,000 |
| Noninterest-bearing deposits | 51,090,000 | 51,372,000 | 54,817,000 | 55,239,000 |
| Equity capital | 29,405,000 | 30,200,000 | 31,347,000 | 32,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,640,000 | 9,353,000 | 14,060,000 | 18,569,000 |
| Interest expense | 1,556,000 | 2,993,000 | 4,368,000 | 5,667,000 |
| Net interest income | 3,084,000 | 6,360,000 | 9,692,000 | 12,902,000 |
| Noninterest income | 1,255,000 | 2,603,000 | 3,909,000 | 5,419,000 |
| Noninterest expense | 2,876,000 | 5,769,000 | 8,876,000 | 12,007,000 |
| Provision for loan losses | 111,000 | 222,000 | 363,000 | 483,000 |
| Pretax income | 1,397,000 | 3,072,000 | 4,524,000 | 6,029,000 |
| Income tax | 401,000 | 925,000 | 1,390,000 | 1,916,000 |
| Net income | 996,000 | 2,147,000 | 3,134,000 | 4,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,998,000 | 27,758,000 | 28,355,000 | 28,897,000 |
| Total capital | 28,520,000 | 29,301,000 | 29,817,000 | 30,317,000 |
| Risk-weighted assets | 179,830,000 | 181,609,000 | 183,232,000 | 187,382,000 |