Call reports 2025
SOUTH LOUISIANA BANK — 2025
What SOUTH LOUISIANA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 700,361,000 | 678,440,000 | 656,973,000 | 656,916,000 |
| Total loans | 355,786,000 | 363,502,000 | 368,134,000 | 372,443,000 |
| Allowance for loan losses | 13,905,000 | 13,984,000 | 14,433,000 | 14,792,000 |
| Securities available for sale | 158,140,000 | 140,632,000 | 139,275,000 | 152,646,000 |
| Securities held to maturity | 114,181,000 | 105,049,000 | 91,183,000 | 77,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,033,000 | 553,564,000 | 547,462,000 | 550,444,000 |
| Interest-bearing deposits | 356,885,000 | 357,221,000 | 352,349,000 | 355,571,000 |
| Noninterest-bearing deposits | 211,148,000 | 196,343,000 | 195,113,000 | 194,873,000 |
| Equity capital | 92,581,000 | 95,713,000 | 99,251,000 | 96,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,189,000 | 18,637,000 | 28,319,000 | 37,790,000 |
| Interest expense | 2,418,000 | 4,994,000 | 7,409,000 | 9,624,000 |
| Net interest income | 6,771,000 | 13,643,000 | 20,910,000 | 28,166,000 |
| Noninterest income | 2,384,000 | 4,362,000 | 7,046,000 | 9,770,000 |
| Noninterest expense | 5,716,000 | 11,602,000 | 17,845,000 | 24,214,000 |
| Provision for loan losses | 235,000 | 273,000 | 563,000 | 850,000 |
| Pretax income | 3,239,000 | 6,036,000 | 9,444,000 | 12,755,000 |
| Income tax | 680,000 | 1,267,000 | 1,983,000 | 2,585,000 |
| Net income | 2,559,000 | 4,769,000 | 7,461,000 | 10,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,677,000 | 94,957,000 | 97,716,000 | 95,058,000 |