Call reports 2021
SOUTH LOUISIANA BANK — 2021
What SOUTH LOUISIANA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 643,685,000 | 629,235,000 | 651,288,000 | 743,298,000 |
| Total loans | 367,527,000 | 359,650,000 | 334,488,000 | 314,838,000 |
| Allowance for loan losses | 12,759,000 | 13,020,000 | 13,167,000 | 13,585,000 |
| Securities available for sale | 55,779,000 | 61,854,000 | 64,363,000 | 89,537,000 |
| Securities held to maturity | 890,000 | 3,500,000 | 3,500,000 | 23,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,285,000 | 545,395,000 | 564,513,000 | 659,356,000 |
| Interest-bearing deposits | 338,811,000 | 337,954,000 | 337,663,000 | 364,414,000 |
| Noninterest-bearing deposits | 222,474,000 | 207,441,000 | 226,850,000 | 294,942,000 |
| Equity capital | 75,616,000 | 77,302,000 | 78,915,000 | 76,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,356,000 | 10,321,000 | 15,562,000 | 20,366,000 |
| Interest expense | 476,000 | 928,000 | 1,354,000 | 1,749,000 |
| Net interest income | 4,880,000 | 9,393,000 | 14,208,000 | 18,617,000 |
| Noninterest income | 1,825,000 | 3,893,000 | 6,020,000 | 8,381,000 |
| Noninterest expense | 4,277,000 | 8,560,000 | 13,169,000 | 17,856,000 |
| Provision for loan losses | 300,000 | 300,000 | 500,000 | 500,000 |
| Pretax income | 2,128,000 | 4,426,000 | 6,559,000 | 8,642,000 |
| Income tax | 447,000 | 930,000 | 1,378,000 | 1,795,000 |
| Net income | 1,681,000 | 3,496,000 | 5,181,000 | 6,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,307,000 | 76,157,000 | 76,251,000 | 74,587,000 |