Call reports 2020
SOUTH LOUISIANA BANK — 2020
What SOUTH LOUISIANA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 512,640,000 | 589,683,000 | 647,269,000 | 583,717,000 |
| Total loans | 316,759,000 | 365,321,000 | 359,678,000 | 345,692,000 |
| Allowance for loan losses | 11,893,000 | 11,548,000 | 12,031,000 | 12,423,000 |
| Securities available for sale | 53,170,000 | 54,880,000 | 53,793,000 | 53,171,000 |
| Securities held to maturity | 3,400,000 | 4,290,000 | 890,000 | 890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,663,000 | 506,498,000 | 563,829,000 | 503,174,000 |
| Interest-bearing deposits | 293,006,000 | 315,047,000 | 367,186,000 | 316,148,000 |
| Noninterest-bearing deposits | 138,657,000 | 191,451,000 | 196,643,000 | 187,026,000 |
| Equity capital | 73,324,000 | 74,645,000 | 75,922,000 | 74,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,926,000 | 11,202,000 | 16,693,000 | 22,100,000 |
| Interest expense | 871,000 | 1,558,000 | 2,206,000 | 2,772,000 |
| Net interest income | 5,055,000 | 9,644,000 | 14,487,000 | 19,328,000 |
| Noninterest income | 1,434,000 | 3,037,000 | 4,728,000 | 6,485,000 |
| Noninterest expense | 4,066,000 | 8,160,000 | 12,317,000 | 16,172,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,350,000 | 2,000,000 |
| Pretax income | 2,123,000 | 3,771,000 | 5,548,000 | 7,641,000 |
| Income tax | 446,000 | 792,000 | 1,165,000 | 1,580,000 |
| Net income | 1,677,000 | 2,979,000 | 4,383,000 | 6,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,472,000 | 72,809,000 | 74,249,000 | 72,589,000 |