Call reports 2019
SOUTH LOUISIANA BANK — 2019
What SOUTH LOUISIANA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 483,682,000 | 488,535,000 | 487,457,000 | 485,744,000 |
| Total loans | 329,288,000 | 332,730,000 | 324,428,000 | 323,399,000 |
| Allowance for loan losses | 11,243,000 | 11,475,000 | 11,670,000 | 11,653,000 |
| Securities available for sale | 52,599,000 | 54,008,000 | 59,544,000 | 55,777,000 |
| Securities held to maturity | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,872,000 | 411,661,000 | 408,357,000 | 408,411,000 |
| Interest-bearing deposits | 275,677,000 | 290,326,000 | 285,632,000 | 281,264,000 |
| Noninterest-bearing deposits | 133,195,000 | 121,335,000 | 122,725,000 | 127,147,000 |
| Equity capital | 68,797,000 | 70,944,000 | 73,055,000 | 71,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,849,000 | 11,973,000 | 18,250,000 | 24,351,000 |
| Interest expense | 766,000 | 1,630,000 | 2,559,000 | 3,479,000 |
| Net interest income | 5,083,000 | 10,343,000 | 15,691,000 | 20,872,000 |
| Noninterest income | 1,346,000 | 2,568,000 | 3,997,000 | 5,305,000 |
| Noninterest expense | 3,761,000 | 7,550,000 | 11,377,000 | 15,231,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,368,000 | 4,761,000 | 7,411,000 | 9,746,000 |
| Income tax | 511,000 | 998,000 | 1,570,000 | 1,984,000 |
| Net income | 1,857,000 | 3,763,000 | 5,841,000 | 7,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,774,000 | 70,679,000 | 72,757,000 | 70,901,000 |
| Total capital | 72,926,000 | 74,904,000 | 76,903,000 | 75,312,000 |
| Risk-weighted assets | 325,071,000 | 330,755,000 | 324,175,000 | 345,710,000 |