Call reports 2018
SOUTH LOUISIANA BANK — 2018
What SOUTH LOUISIANA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 458,060,000 | 459,886,000 | 461,569,000 | 459,155,000 |
| Total loans | 322,243,000 | 323,771,000 | 333,000,000 | 334,731,000 |
| Allowance for loan losses | 10,561,000 | 10,788,000 | 11,009,000 | 10,979,000 |
| Securities available for sale | 58,763,000 | 61,007,000 | 57,371,000 | 57,967,000 |
| Securities held to maturity | 3,400,000 | 3,400,000 | 3,400,000 | 3,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,384,000 | 388,195,000 | 387,915,000 | 386,661,000 |
| Interest-bearing deposits | 270,753,000 | 266,905,000 | 263,425,000 | 266,532,000 |
| Noninterest-bearing deposits | 117,631,000 | 121,290,000 | 124,490,000 | 120,129,000 |
| Equity capital | 64,331,000 | 66,019,000 | 67,790,000 | 66,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,171,000 | 10,529,000 | 16,188,000 | 22,015,000 |
| Interest expense | 564,000 | 1,154,000 | 1,777,000 | 2,482,000 |
| Net interest income | 4,607,000 | 9,375,000 | 14,411,000 | 19,533,000 |
| Noninterest income | 1,289,000 | 2,576,000 | 3,841,000 | 5,187,000 |
| Noninterest expense | 3,564,000 | 7,213,000 | 10,919,000 | 14,593,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,032,000 | 4,138,000 | 6,433,000 | 8,927,000 |
| Income tax | 424,000 | 870,000 | 1,352,000 | 1,787,000 |
| Net income | 1,608,000 | 3,268,000 | 5,081,000 | 7,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,668,000 | 66,328,000 | 68,141,000 | 66,916,000 |
| Total capital | 68,944,000 | 70,617,000 | 72,507,000 | 71,324,000 |
| Risk-weighted assets | 335,821,000 | 336,679,000 | 342,693,000 | 346,146,000 |