Call reports 2016
SOUTH LOUISIANA BANK — 2016
What SOUTH LOUISIANA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 468,109,000 | 455,618,000 | 449,124,000 | 454,985,000 |
| Total loans | 299,170,000 | 304,359,000 | 310,951,000 | 314,408,000 |
| Allowance for loan losses | 10,685,000 | 10,832,000 | 10,761,000 | 10,305,000 |
| Securities available for sale | 71,651,000 | 75,281,000 | 70,460,000 | 67,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,539,000 | 389,176,000 | 381,290,000 | 388,682,000 |
| Interest-bearing deposits | 271,228,000 | 266,305,000 | 264,564,000 | 268,096,000 |
| Noninterest-bearing deposits | 131,311,000 | 122,871,000 | 116,726,000 | 120,586,000 |
| Equity capital | 60,170,000 | 61,676,000 | 62,903,000 | 61,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,645,000 | 9,389,000 | 14,216,000 | 19,075,000 |
| Interest expense | 311,000 | 617,000 | 933,000 | 1,252,000 |
| Net interest income | 4,334,000 | 8,772,000 | 13,283,000 | 17,823,000 |
| Noninterest income | 1,308,000 | 2,586,000 | 3,821,000 | 5,188,000 |
| Noninterest expense | 3,457,000 | 7,010,000 | 10,520,000 | 13,996,000 |
| Provision for loan losses | 0 | 100,000 | 320,000 | 1,000,000 |
| Pretax income | 2,185,000 | 4,248,000 | 6,263,000 | 8,014,000 |
| Income tax | 743,000 | 1,444,000 | 2,129,000 | 2,563,000 |
| Net income | 1,442,000 | 2,804,000 | 4,134,000 | 5,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,155,000 | 61,542,000 | 62,872,000 | 61,833,000 |
| Total capital | 64,292,000 | 65,734,000 | 67,085,000 | 66,087,000 |
| Risk-weighted assets | 324,423,000 | 328,785,000 | 330,509,000 | 334,315,000 |