Call reports 2015
SOUTH LOUISIANA BANK — 2015
What SOUTH LOUISIANA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 478,783,000 | 476,227,000 | 472,196,000 | 466,005,000 |
| Total loans | 283,798,000 | 287,208,000 | 297,082,000 | 302,127,000 |
| Allowance for loan losses | 10,525,000 | 10,573,000 | 10,547,000 | 10,494,000 |
| Securities available for sale | 42,952,000 | 54,217,000 | 57,245,000 | 71,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,226,000 | 413,859,000 | 407,880,000 | 400,651,000 |
| Interest-bearing deposits | 284,593,000 | 282,753,000 | 278,213,000 | 280,719,000 |
| Noninterest-bearing deposits | 132,633,000 | 131,106,000 | 129,667,000 | 119,932,000 |
| Equity capital | 56,551,000 | 57,890,000 | 59,394,000 | 60,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,418,000 | 8,895,000 | 13,593,000 | 18,347,000 |
| Interest expense | 306,000 | 614,000 | 920,000 | 1,228,000 |
| Net interest income | 4,112,000 | 8,281,000 | 12,673,000 | 17,119,000 |
| Noninterest income | 1,427,000 | 2,996,000 | 4,374,000 | 5,727,000 |
| Noninterest expense | 3,444,000 | 6,928,000 | 10,426,000 | 14,141,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 350,000 |
| Pretax income | 1,945,000 | 4,049,000 | 6,271,000 | 8,355,000 |
| Income tax | 661,000 | 1,376,000 | 2,132,000 | 2,720,000 |
| Net income | 1,284,000 | 2,673,000 | 4,139,000 | 5,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,423,000 | 57,829,000 | 59,311,000 | 60,824,000 |
| Total capital | 60,439,000 | 61,897,000 | 63,509,000 | 64,992,000 |
| Risk-weighted assets | 314,796,000 | 318,943,000 | 329,537,000 | 327,179,000 |