Call reports 2014
SOUTH LOUISIANA BANK — 2014
What SOUTH LOUISIANA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 452,301,000 | 457,697,000 | 457,697,000 | 457,522,000 |
| Total loans | 281,672,000 | 288,448,000 | 288,625,000 | 291,444,000 |
| Allowance for loan losses | 10,477,000 | 10,565,000 | 10,609,000 | 10,391,000 |
| Securities available for sale | 38,863,000 | 40,813,000 | 39,637,000 | 41,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,458,000 | 398,755,000 | 397,175,000 | 397,950,000 |
| Interest-bearing deposits | 271,731,000 | 271,755,000 | 273,794,000 | 275,064,000 |
| Noninterest-bearing deposits | 122,727,000 | 127,000,000 | 123,381,000 | 122,886,000 |
| Equity capital | 53,115,000 | 54,543,000 | 55,910,000 | 55,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,365,000 | 9,052,000 | 13,646,000 | 18,297,000 |
| Interest expense | 314,000 | 630,000 | 949,000 | 1,261,000 |
| Net interest income | 4,051,000 | 8,422,000 | 12,697,000 | 17,036,000 |
| Noninterest income | 1,463,000 | 2,883,000 | 4,236,000 | 5,657,000 |
| Noninterest expense | 3,383,000 | 6,852,000 | 10,224,000 | 13,734,000 |
| Provision for loan losses | 250,000 | 400,000 | 550,000 | 700,000 |
| Pretax income | 1,881,000 | 4,053,000 | 6,159,000 | 8,259,000 |
| Income tax | 639,000 | 1,378,000 | 2,094,000 | 2,677,000 |
| Net income | 1,242,000 | 2,675,000 | 4,065,000 | 5,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,634,000 | 54,109,000 | 55,539,000 | 54,975,000 |
| Total capital | 56,376,000 | 57,952,000 | 59,462,000 | 58,778,000 |
| Risk-weighted assets | 292,596,000 | 300,679,000 | 307,181,000 | 307,028,000 |