Call reports 2013
SOUTH LOUISIANA BANK — 2013
What SOUTH LOUISIANA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 448,674,000 | 430,444,000 | 428,962,000 | 432,531,000 |
| Total loans | 268,705,000 | 275,865,000 | 277,016,000 | 277,818,000 |
| Allowance for loan losses | 10,038,000 | 10,284,000 | 10,336,000 | 10,319,000 |
| Securities available for sale | 35,234,000 | 35,867,000 | 38,017,000 | 40,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,280,000 | 375,029,000 | 371,753,000 | 376,296,000 |
| Interest-bearing deposits | 273,293,000 | 260,675,000 | 254,377,000 | 260,278,000 |
| Noninterest-bearing deposits | 120,987,000 | 114,354,000 | 117,376,000 | 116,018,000 |
| Equity capital | 49,875,000 | 51,143,000 | 52,585,000 | 51,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,361,000 | 8,762,000 | 13,375,000 | 17,804,000 |
| Interest expense | 352,000 | 687,000 | 1,016,000 | 1,339,000 |
| Net interest income | 4,009,000 | 8,075,000 | 12,359,000 | 16,465,000 |
| Noninterest income | 1,196,000 | 2,556,000 | 3,928,000 | 5,240,000 |
| Noninterest expense | 3,237,000 | 6,562,000 | 9,904,000 | 13,361,000 |
| Provision for loan losses | 150,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 1,818,000 | 3,869,000 | 6,033,000 | 7,844,000 |
| Income tax | 618,000 | 1,316,000 | 2,051,000 | 2,519,000 |
| Net income | 1,200,000 | 2,553,000 | 3,982,000 | 5,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,131,000 | 50,526,000 | 51,996,000 | 51,351,000 |
| Total capital | 52,601,000 | 54,135,000 | 55,588,000 | 55,045,000 |
| Risk-weighted assets | 277,620,000 | 282,008,000 | 289,432,000 | 288,887,000 |