Call reports 2012
SOUTH LOUISIANA BANK — 2012
What SOUTH LOUISIANA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 407,015,000 | 406,657,000 | 404,731,000 | 431,174,000 |
| Total loans | 260,618,000 | 267,656,000 | 269,835,000 | 272,227,000 |
| Allowance for loan losses | 9,364,000 | 9,343,000 | 9,451,000 | 9,964,000 |
| Securities available for sale | 39,547,000 | 40,848,000 | 38,244,000 | 39,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,283,000 | 355,107,000 | 351,549,000 | 378,400,000 |
| Interest-bearing deposits | 255,427,000 | 259,475,000 | 253,452,000 | 267,871,000 |
| Noninterest-bearing deposits | 100,856,000 | 95,632,000 | 98,097,000 | 110,529,000 |
| Equity capital | 46,804,000 | 47,953,000 | 49,177,000 | 48,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,313,000 | 8,785,000 | 13,274,000 | 17,837,000 |
| Interest expense | 415,000 | 802,000 | 1,167,000 | 1,521,000 |
| Net interest income | 3,898,000 | 7,983,000 | 12,107,000 | 16,316,000 |
| Noninterest income | 1,096,000 | 2,202,000 | 3,451,000 | 4,760,000 |
| Noninterest expense | 3,135,000 | 6,395,000 | 9,655,000 | 12,965,000 |
| Provision for loan losses | 250,000 | 400,000 | 625,000 | 700,000 |
| Pretax income | 1,609,000 | 3,390,000 | 5,278,000 | 7,411,000 |
| Income tax | 547,000 | 1,153,000 | 1,794,000 | 2,346,000 |
| Net income | 1,062,000 | 2,237,000 | 3,484,000 | 5,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,780,000 | 46,997,000 | 48,284,000 | 47,890,000 |
| Total capital | 49,191,000 | 50,489,000 | 51,792,000 | 51,464,000 |
| Risk-weighted assets | 266,931,000 | 273,515,000 | 274,732,000 | 279,560,000 |