Call reports 2011
SOUTH LOUISIANA BANK — 2011
What SOUTH LOUISIANA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 399,416,000 | 392,269,000 | 395,937,000 | 397,513,000 |
| Total loans | 259,888,000 | 254,440,000 | 254,879,000 | 265,055,000 |
| Allowance for loan losses | 8,243,000 | 8,540,000 | 8,478,000 | 9,045,000 |
| Securities available for sale | 43,546,000 | 41,181,000 | 43,611,000 | 40,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,270,000 | 343,421,000 | 345,936,000 | 348,429,000 |
| Interest-bearing deposits | 262,572,000 | 250,844,000 | 252,222,000 | 254,084,000 |
| Noninterest-bearing deposits | 88,698,000 | 92,577,000 | 93,714,000 | 94,345,000 |
| Equity capital | 43,943,000 | 45,015,000 | 46,109,000 | 45,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 8,898,000 | 13,294,000 | 17,672,000 |
| Interest expense | 626,000 | 1,195,000 | 1,735,000 | 2,197,000 |
| Net interest income | 3,805,000 | 7,703,000 | 11,559,000 | 15,475,000 |
| Noninterest income | 1,147,000 | 2,330,000 | 3,587,000 | 4,691,000 |
| Noninterest expense | 3,147,000 | 6,348,000 | 9,489,000 | 12,517,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,450,000 |
| Pretax income | 1,505,000 | 3,085,000 | 4,757,000 | 6,199,000 |
| Income tax | 512,000 | 1,047,000 | 1,615,000 | 1,892,000 |
| Net income | 993,000 | 2,038,000 | 3,142,000 | 4,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,690,000 | 43,776,000 | 44,921,000 | 44,677,000 |
| Total capital | 46,149,000 | 47,171,000 | 48,221,000 | 48,116,000 |
| Risk-weighted assets | 271,945,000 | 266,492,000 | 258,518,000 | 269,488,000 |