Call reports 2010
SOUTH LOUISIANA BANK — 2010
What SOUTH LOUISIANA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 361,158,000 | 357,881,000 | 373,936,000 | 381,317,000 |
| Total loans | 248,250,000 | 254,486,000 | 258,610,000 | 264,275,000 |
| Allowance for loan losses | 7,737,000 | 8,039,000 | 8,212,000 | 8,436,000 |
| Securities available for sale | 55,644,000 | 53,766,000 | 48,211,000 | 45,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,055,000 | 313,069,000 | 326,667,000 | 334,093,000 |
| Interest-bearing deposits | 237,386,000 | 233,579,000 | 237,888,000 | 248,456,000 |
| Noninterest-bearing deposits | 79,669,000 | 79,490,000 | 88,779,000 | 85,637,000 |
| Equity capital | 40,043,000 | 40,988,000 | 43,554,000 | 42,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,531,000 | 9,198,000 | 13,840,000 | 18,437,000 |
| Interest expense | 830,000 | 1,598,000 | 2,334,000 | 3,009,000 |
| Net interest income | 3,701,000 | 7,600,000 | 11,506,000 | 15,428,000 |
| Noninterest income | 1,063,000 | 2,234,000 | 3,374,000 | 4,576,000 |
| Noninterest expense | 3,132,000 | 6,334,000 | 9,482,000 | 12,655,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,550,000 |
| Pretax income | 1,332,000 | 2,900,000 | 4,498,000 | 5,799,000 |
| Income tax | 453,000 | 986,000 | 1,529,000 | 1,723,000 |
| Net income | 879,000 | 1,914,000 | 2,969,000 | 4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,259,000 | 39,336,000 | 41,932,000 | 41,656,000 |
| Total capital | 41,551,000 | 42,653,000 | 45,294,000 | 45,118,000 |
| Risk-weighted assets | 258,882,000 | 260,615,000 | 264,139,000 | 272,014,000 |