Call reports 2009
SOUTH LOUISIANA BANK — 2009
What SOUTH LOUISIANA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 351,614,000 | 342,358,000 | 349,337,000 | 355,820,000 |
| Total loans | 231,460,000 | 243,553,000 | 252,962,000 | 249,411,000 |
| Allowance for loan losses | 8,160,000 | 7,367,000 | 7,370,000 | 7,523,000 |
| Securities available for sale | 69,958,000 | 65,287,000 | 60,590,000 | 56,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,061,000 | 299,706,000 | 305,265,000 | 312,766,000 |
| Interest-bearing deposits | 221,905,000 | 214,384,000 | 227,955,000 | 234,174,000 |
| Noninterest-bearing deposits | 87,156,000 | 85,322,000 | 77,310,000 | 78,592,000 |
| Equity capital | 38,071,000 | 39,054,000 | 40,254,000 | 39,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,652,000 | 9,463,000 | 14,297,000 | 19,068,000 |
| Interest expense | 939,000 | 1,806,000 | 2,658,000 | 3,539,000 |
| Net interest income | 3,713,000 | 7,657,000 | 11,639,000 | 15,529,000 |
| Noninterest income | 1,087,000 | 2,310,000 | 3,690,000 | 4,838,000 |
| Noninterest expense | 2,959,000 | 6,113,000 | 9,237,000 | 12,353,000 |
| Provision for loan losses | 310,000 | 670,000 | 1,145,000 | 2,170,000 |
| Pretax income | 1,531,000 | 3,184,000 | 4,947,000 | 5,844,000 |
| Income tax | 522,000 | 1,082,000 | 1,682,000 | 1,724,000 |
| Net income | 1,009,000 | 2,102,000 | 3,265,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,547,000 | 36,680,000 | 37,885,000 | 37,340,000 |
| Total capital | 38,716,000 | 39,877,000 | 41,226,000 | 40,643,000 |
| Risk-weighted assets | 248,545,000 | 251,592,000 | 263,250,000 | 260,024,000 |