Call reports 2008
SOUTH LOUISIANA BANK — 2008
What SOUTH LOUISIANA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 340,577,000 | 340,632,000 | 341,414,000 | 350,692,000 |
| Total loans | 198,131,000 | 206,662,000 | 224,749,000 | 230,025,000 |
| Allowance for loan losses | 8,090,000 | 8,171,000 | 8,372,000 | 7,978,000 |
| Securities available for sale | 97,930,000 | 100,829,000 | 86,432,000 | 80,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,076,000 | 298,007,000 | 298,042,000 | 305,834,000 |
| Interest-bearing deposits | 228,319,000 | 223,385,000 | 220,199,000 | 215,002,000 |
| Noninterest-bearing deposits | 70,757,000 | 74,622,000 | 77,843,000 | 90,832,000 |
| Equity capital | 35,279,000 | 35,601,000 | 36,951,000 | 37,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,581,000 | 10,871,000 | 15,935,000 | 20,889,000 |
| Interest expense | 1,574,000 | 2,872,000 | 4,112,000 | 5,263,000 |
| Net interest income | 4,007,000 | 7,999,000 | 11,823,000 | 15,626,000 |
| Noninterest income | 1,173,000 | 2,507,000 | 3,694,000 | 4,941,000 |
| Noninterest expense | 2,779,000 | 5,725,000 | 8,719,000 | 11,907,000 |
| Provision for loan losses | 180,000 | 360,000 | 585,000 | 935,000 |
| Pretax income | 2,221,000 | 4,421,000 | 6,111,000 | 7,624,000 |
| Income tax | 767,000 | 1,503,000 | 2,078,000 | 2,286,000 |
| Net income | 1,454,000 | 2,918,000 | 4,033,000 | 5,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,382,000 | 33,887,000 | 35,042,000 | 34,497,000 |
| Total capital | 35,157,000 | 36,776,000 | 38,102,000 | 37,615,000 |
| Risk-weighted assets | 216,682,000 | 225,865,000 | 239,455,000 | 245,396,000 |