Call reports 2007
SOUTH LOUISIANA BANK — 2007
What SOUTH LOUISIANA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 316,548,000 | 309,122,000 | 325,416,000 | 333,957,000 |
| Total loans | 167,303,000 | 177,547,000 | 183,587,000 | 193,083,000 |
| Allowance for loan losses | 7,655,000 | 7,842,000 | 8,006,000 | 7,932,000 |
| Securities available for sale | 90,134,000 | 97,723,000 | 99,946,000 | 101,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,640,000 | 274,123,000 | 285,961,000 | 293,393,000 |
| Interest-bearing deposits | 207,361,000 | 203,897,000 | 211,907,000 | 221,603,000 |
| Noninterest-bearing deposits | 74,279,000 | 70,226,000 | 74,054,000 | 71,790,000 |
| Equity capital | 30,249,000 | 30,960,000 | 33,001,000 | 33,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,120,000 | 10,474,000 | 16,021,000 | 21,641,000 |
| Interest expense | 1,927,000 | 3,900,000 | 5,967,000 | 7,857,000 |
| Net interest income | 3,193,000 | 6,574,000 | 10,054,000 | 13,784,000 |
| Noninterest income | 1,127,000 | 2,257,000 | 3,445,000 | 4,765,000 |
| Noninterest expense | 2,502,000 | 5,112,000 | 7,766,000 | 10,765,000 |
| Provision for loan losses | 60,000 | 230,000 | 360,000 | 360,000 |
| Pretax income | 1,758,000 | 3,489,000 | 5,373,000 | 7,424,000 |
| Income tax | 597,000 | 1,186,000 | 1,827,000 | 2,223,000 |
| Net income | 1,161,000 | 2,303,000 | 3,546,000 | 5,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,690,000 | 29,873,000 | 31,156,000 | 31,066,000 |
| Total capital | 31,133,000 | 32,373,000 | 33,769,000 | 33,906,000 |
| Risk-weighted assets | 190,249,000 | 194,686,000 | 203,675,000 | 222,123,000 |