Call reports 2006
SOUTH LOUISIANA BANK — 2006
What SOUTH LOUISIANA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 274,540,000 | 280,496,000 | 294,347,000 | 298,377,000 |
| Total loans | 152,587,000 | 161,557,000 | 158,674,000 | 164,730,000 |
| Allowance for loan losses | 6,995,000 | 7,157,000 | 7,343,000 | 7,508,000 |
| Securities available for sale | 59,326,000 | 67,093,000 | 77,270,000 | 79,565,000 |
| Securities held to maturity | 225,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,392,000 | 250,111,000 | 259,880,000 | 264,325,000 |
| Interest-bearing deposits | 167,692,000 | 174,660,000 | 188,602,000 | 194,788,000 |
| Noninterest-bearing deposits | 77,700,000 | 75,451,000 | 71,278,000 | 69,537,000 |
| Equity capital | 26,614,000 | 27,586,000 | 29,183,000 | 28,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,050,000 | 8,493,000 | 13,257,000 | 18,281,000 |
| Interest expense | 1,082,000 | 2,364,000 | 3,953,000 | 5,763,000 |
| Net interest income | 2,968,000 | 6,129,000 | 9,304,000 | 12,518,000 |
| Noninterest income | 938,000 | 2,057,000 | 3,150,000 | 4,296,000 |
| Noninterest expense | 2,206,000 | 4,593,000 | 7,042,000 | 9,704,000 |
| Provision for loan losses | 135,000 | 315,000 | 475,000 | 655,000 |
| Pretax income | 1,565,000 | 3,278,000 | 4,937,000 | 6,455,000 |
| Income tax | 534,000 | 1,114,000 | 1,676,000 | 2,046,000 |
| Net income | 1,031,000 | 2,164,000 | 3,261,000 | 4,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,405,000 | 26,578,000 | 27,717,000 | 27,487,000 |
| Total capital | 27,551,000 | 28,831,000 | 29,981,000 | 29,851,000 |
| Risk-weighted assets | 166,839,000 | 175,358,000 | 176,019,000 | 183,985,000 |