Call reports 2005
SOUTH LOUISIANA BANK — 2005
What SOUTH LOUISIANA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 214,394,000 | 219,575,000 | 233,524,000 | 254,068,000 |
| Total loans | 131,178,000 | 140,221,000 | 146,797,000 | 148,693,000 |
| Allowance for loan losses | 6,603,000 | 6,711,000 | 6,785,000 | 6,834,000 |
| Securities available for sale | 55,680,000 | 55,130,000 | 51,879,000 | 52,106,000 |
| Securities held to maturity | 225,000 | 225,000 | 225,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,087,000 | 192,818,000 | 204,364,000 | 224,169,000 |
| Interest-bearing deposits | 139,906,000 | 140,419,000 | 146,802,000 | 156,659,000 |
| Noninterest-bearing deposits | 48,181,000 | 52,399,000 | 57,562,000 | 67,510,000 |
| Equity capital | 23,189,000 | 24,217,000 | 24,907,000 | 25,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,938,000 | 6,057,000 | 9,464,000 | 13,183,000 |
| Interest expense | 557,000 | 1,208,000 | 2,035,000 | 3,013,000 |
| Net interest income | 2,381,000 | 4,849,000 | 7,429,000 | 10,170,000 |
| Noninterest income | 1,067,000 | 2,190,000 | 3,171,000 | 4,204,000 |
| Noninterest expense | 2,157,000 | 4,414,000 | 6,700,000 | 9,043,000 |
| Provision for loan losses | 120,000 | 200,000 | 300,000 | 360,000 |
| Pretax income | 1,171,000 | 2,425,000 | 3,600,000 | 4,971,000 |
| Income tax | 390,000 | 814,000 | 1,221,000 | 1,558,000 |
| Net income | 781,000 | 1,611,000 | 2,379,000 | 3,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,827,000 | 22,699,000 | 23,507,000 | 24,333,000 |
| Total capital | 23,602,000 | 24,587,000 | 25,494,000 | 26,381,000 |
| Risk-weighted assets | 137,143,000 | 146,250,000 | 154,132,000 | 159,027,000 |