Call reports 2003
SOUTH LOUISIANA BANK — 2003
What SOUTH LOUISIANA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 192,223,000 | 189,736,000 | 189,857,000 | 201,300,000 |
| Total loans | 126,647,000 | 127,704,000 | 133,242,000 | 133,732,000 |
| Allowance for loan losses | 5,796,000 | 5,976,000 | 6,051,000 | 6,023,000 |
| Securities available for sale | 31,126,000 | 34,391,000 | 34,653,000 | 34,809,000 |
| Securities held to maturity | 420,000 | 209,000 | 209,000 | 654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,725,000 | 165,090,000 | 166,278,000 | 175,629,000 |
| Interest-bearing deposits | 126,260,000 | 124,623,000 | 124,499,000 | 129,460,000 |
| Noninterest-bearing deposits | 43,465,000 | 40,467,000 | 41,779,000 | 46,169,000 |
| Equity capital | 20,811,000 | 21,564,000 | 22,137,000 | 21,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,911,000 | 5,761,000 | 8,538,000 | 11,321,000 |
| Interest expense | 462,000 | 910,000 | 1,299,000 | 1,693,000 |
| Net interest income | 2,449,000 | 4,851,000 | 7,239,000 | 9,628,000 |
| Noninterest income | 723,000 | 1,481,000 | 2,308,000 | 3,024,000 |
| Noninterest expense | 1,806,000 | 3,664,000 | 5,571,000 | 7,471,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 1,171,000 | 2,278,000 | 3,391,000 | 4,401,000 |
| Income tax | 387,000 | 756,000 | 1,125,000 | 1,397,000 |
| Net income | 784,000 | 1,522,000 | 2,266,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,256,000 | 20,994,000 | 21,738,000 | 21,126,000 |
| Total capital | 21,862,000 | 22,619,000 | 23,447,000 | 22,891,000 |
| Risk-weighted assets | 124,286,000 | 125,630,000 | 132,347,000 | 136,933,000 |