Call reports 2002
SOUTH LOUISIANA BANK — 2002
What SOUTH LOUISIANA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 179,209,000 | 176,987,000 | 185,294,000 | 188,764,000 |
| Total loans | 114,452,000 | 120,160,000 | 126,119,000 | 127,476,000 |
| Allowance for loan losses | 5,249,000 | 5,465,000 | 5,579,000 | 5,622,000 |
| Securities available for sale | 34,887,000 | 37,261,000 | 34,804,000 | 32,446,000 |
| Securities held to maturity | 590,000 | 489,000 | 487,000 | 486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,110,000 | 154,925,000 | 160,677,000 | 165,379,000 |
| Interest-bearing deposits | 120,496,000 | 118,165,000 | 121,468,000 | 118,350,000 |
| Noninterest-bearing deposits | 38,614,000 | 36,760,000 | 39,209,000 | 47,029,000 |
| Equity capital | 18,239,000 | 19,408,000 | 20,436,000 | 20,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 5,954,000 | 8,976,000 | 11,960,000 |
| Interest expense | 667,000 | 1,252,000 | 1,834,000 | 2,347,000 |
| Net interest income | 2,313,000 | 4,702,000 | 7,142,000 | 9,613,000 |
| Noninterest income | 696,000 | 1,418,000 | 2,188,000 | 2,948,000 |
| Noninterest expense | 1,727,000 | 3,482,000 | 5,296,000 | 7,004,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,102,000 | 2,278,000 | 3,494,000 | 4,837,000 |
| Income tax | 379,000 | 776,000 | 1,171,000 | 1,531,000 |
| Net income | 723,000 | 1,502,000 | 2,323,000 | 3,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,239,000 | 19,017,000 | 19,839,000 | 19,472,000 |
| Total capital | 19,727,000 | 20,528,000 | 21,418,000 | 21,077,000 |
| Risk-weighted assets | 115,308,000 | 116,923,000 | 122,324,000 | 124,372,000 |