Call reports 2001
SOUTH LOUISIANA BANK — 2001
What SOUTH LOUISIANA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 165,540,000 | 169,576,000 | 181,149,000 | 178,240,000 |
| Total loans | 111,574,000 | 115,672,000 | 110,052,000 | 109,245,000 |
| Allowance for loan losses | 4,729,000 | 4,888,000 | 4,969,000 | 5,061,000 |
| Securities available for sale | 24,072,000 | 26,220,000 | 28,788,000 | 29,469,000 |
| Securities held to maturity | 622,000 | 419,000 | 717,000 | 764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,979,000 | 148,248,000 | 158,649,000 | 159,358,000 |
| Interest-bearing deposits | 111,495,000 | 111,093,000 | 122,013,000 | 122,272,000 |
| Noninterest-bearing deposits | 35,484,000 | 37,155,000 | 36,636,000 | 37,086,000 |
| Equity capital | 16,826,000 | 17,503,000 | 18,345,000 | 17,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,287,000 | 6,550,000 | 9,836,000 | 12,854,000 |
| Interest expense | 1,194,000 | 2,299,000 | 3,389,000 | 4,229,000 |
| Net interest income | 2,093,000 | 4,251,000 | 6,447,000 | 8,625,000 |
| Noninterest income | 572,000 | 1,165,000 | 1,821,000 | 2,455,000 |
| Noninterest expense | 1,560,000 | 3,187,000 | 4,907,000 | 6,605,000 |
| Provision for loan losses | 165,000 | 330,000 | 470,000 | 650,000 |
| Pretax income | 940,000 | 1,899,000 | 2,891,000 | 3,825,000 |
| Income tax | 314,000 | 632,000 | 960,000 | 1,204,000 |
| Net income | 626,000 | 1,267,000 | 1,931,000 | 2,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,620,000 | 17,261,000 | 17,925,000 | 17,516,000 |
| Total capital | 18,089,000 | 18,790,000 | 19,402,000 | 18,942,000 |
| Risk-weighted assets | 114,266,000 | 118,926,000 | 114,677,000 | 110,411,000 |