Call reports 2013
FRANKLIN SECURITY BANK — 2013
What FRANKLIN SECURITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 223,045,000 | 213,258,000 | 225,648,000 | 223,272,000 |
| Total loans | 139,843,000 | 142,791,000 | 148,883,000 | 154,977,000 |
| Allowance for loan losses | 1,435,000 | 1,409,000 | 1,441,000 | 1,543,000 |
| Securities available for sale | 63,431,000 | 61,342,000 | 58,579,000 | 56,862,000 |
| Securities held to maturity | 141,000 | 139,000 | 69,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,485,000 | 152,076,000 | 168,251,000 | 163,779,000 |
| Interest-bearing deposits | 149,728,000 | 143,474,000 | 159,181,000 | 155,484,000 |
| Noninterest-bearing deposits | 9,757,000 | 8,602,000 | 9,070,000 | 8,295,000 |
| Equity capital | 26,253,000 | 25,039,000 | 25,073,000 | 24,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,869,000 | 5,836,000 | 7,804,000 |
| Interest expense | 525,000 | 1,036,000 | 1,517,000 | 1,980,000 |
| Net interest income | 1,415,000 | 2,833,000 | 4,319,000 | 5,824,000 |
| Noninterest income | 116,000 | 230,000 | 331,000 | 413,000 |
| Noninterest expense | 1,249,000 | 2,486,000 | 3,742,000 | 5,570,000 |
| Provision for loan losses | 52,000 | 174,000 | 412,000 | 742,000 |
| Pretax income | 316,000 | 490,000 | 583,000 | 12,000 |
| Income tax | 69,000 | 83,000 | 68,000 | 98,000 |
| Net income | 247,000 | 407,000 | 515,000 | -86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,211,000 | 25,378,000 | 25,493,000 | 25,555,000 |
| Total capital | 26,646,000 | 26,787,000 | 26,934,000 | 27,098,000 |
| Risk-weighted assets | 152,939,000 | 155,966,000 | 162,413,000 | 167,288,000 |