Call reports 2012
FRANKLIN SECURITY BANK — 2012
What FRANKLIN SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 217,831,000 | 220,772,000 | 225,125,000 | 226,429,000 |
| Total loans | 138,601,000 | 143,604,000 | 145,935,000 | 147,090,000 |
| Allowance for loan losses | 1,533,000 | 1,513,000 | 1,407,000 | 1,573,000 |
| Securities available for sale | 69,638,000 | 63,153,000 | 69,448,000 | 70,720,000 |
| Securities held to maturity | 170,000 | 169,000 | 171,000 | 142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,493,000 | 152,984,000 | 162,361,000 | 157,470,000 |
| Interest-bearing deposits | 137,028,000 | 145,974,000 | 153,160,000 | 149,680,000 |
| Noninterest-bearing deposits | 6,465,000 | 7,010,000 | 9,201,000 | 7,790,000 |
| Equity capital | 25,680,000 | 25,860,000 | 26,413,000 | 26,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,938,000 | 4,047,000 | 6,093,000 | 8,140,000 |
| Interest expense | 634,000 | 1,232,000 | 1,780,000 | 2,321,000 |
| Net interest income | 1,304,000 | 2,815,000 | 4,313,000 | 5,819,000 |
| Noninterest income | 94,000 | 153,000 | 241,000 | 267,000 |
| Noninterest expense | 1,377,000 | 2,777,000 | 4,033,000 | 5,249,000 |
| Provision for loan losses | 136,000 | 246,000 | 288,000 | 830,000 |
| Pretax income | 107,000 | 331,000 | 606,000 | 603,000 |
| Income tax | 35,000 | 110,000 | 241,000 | 256,000 |
| Net income | 72,000 | 221,000 | 365,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,669,000 | 24,835,000 | 24,977,000 | 24,965,000 |
| Total capital | 26,202,000 | 26,348,000 | 26,384,000 | 26,538,000 |
| Risk-weighted assets | 159,472,000 | 163,333,000 | 156,350,000 | 157,154,000 |