Call reports 2009
ANCHOR BANK HERITAGE NATIONAL ASSOCIATION — 2009
What ANCHOR BANK HERITAGE NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 243,246,000 | 241,302,000 | 251,857,000 |
| Total loans | 194,452,000 | 194,493,000 | 189,635,000 |
| Allowance for loan losses | 3,328,000 | 3,256,000 | 3,192,000 |
| Securities available for sale | 25,660,000 | 13,246,000 | 22,032,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 189,779,000 | 191,635,000 | 202,572,000 |
| Interest-bearing deposits | 156,749,000 | 160,311,000 | 165,658,000 |
| Noninterest-bearing deposits | 33,030,000 | 31,324,000 | 36,914,000 |
| Equity capital | 20,675,000 | 20,643,000 | 21,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 2,965,000 | 5,928,000 | 8,786,000 |
| Interest expense | 861,000 | 1,717,000 | 2,578,000 |
| Net interest income | 2,104,000 | 4,211,000 | 6,208,000 |
| Noninterest income | 338,000 | 496,000 | 996,000 |
| Noninterest expense | 2,062,000 | 4,379,000 | 6,378,000 |
| Provision for loan losses | 300,000 | 542,000 | 842,000 |
| Pretax income | 80,000 | 131,000 | 319,000 |
| Income tax | -34,000 | -79,000 | -64,000 |
| Net income | 114,000 | 210,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 20,785,000 | 20,881,000 | 21,056,000 |
| Total capital | 23,333,000 | 23,403,000 | 23,599,000 |
| Risk-weighted assets | 203,091,000 | 201,113,000 | 202,761,000 |