Call reports 2001
ANCHOR BANK HERITAGE NATIONAL ASSOCIATION — 2001
What ANCHOR BANK HERITAGE NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,377,000 | 161,698,000 | 175,189,000 | 187,009,000 |
| Total loans | 114,337,000 | 118,845,000 | 127,390,000 | 128,900,000 |
| Allowance for loan losses | 1,442,000 | 1,500,000 | 1,581,000 | 1,557,000 |
| Securities available for sale | 24,695,000 | 23,149,000 | 23,974,000 | 22,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,198,000 | 139,284,000 | 153,274,000 | 158,803,000 |
| Interest-bearing deposits | 106,961,000 | 110,574,000 | 124,227,000 | 126,413,000 |
| Noninterest-bearing deposits | 31,237,000 | 28,710,000 | 29,047,000 | 32,390,000 |
| Equity capital | 12,200,000 | 13,296,000 | 14,044,000 | 14,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 6,003,000 | 9,202,000 | 12,186,000 |
| Interest expense | 1,337,000 | 2,583,000 | 3,870,000 | 5,072,000 |
| Net interest income | 1,640,000 | 3,420,000 | 5,332,000 | 7,114,000 |
| Noninterest income | 452,000 | 1,164,000 | 1,663,000 | 2,309,000 |
| Noninterest expense | 1,280,000 | 2,711,000 | 4,032,000 | 5,385,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 730,000 | 1,725,000 | 2,725,000 | 3,710,000 |
| Income tax | 270,000 | 615,000 | 980,000 | 1,364,000 |
| Net income | 460,000 | 1,110,000 | 1,745,000 | 2,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,898,000 | 13,052,000 | 13,489,000 | 14,292,000 |
| Total capital | 13,340,000 | 14,552,000 | 15,070,000 | 15,849,000 |
| Risk-weighted assets | 118,922,000 | 123,637,000 | 131,869,000 | 135,982,000 |