Call reports 2025
FISHER NATIONAL BANK, THE — 2025
What FISHER NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 335,424,000 | 347,519,000 | 365,367,000 | 364,093,000 |
| Total loans | 252,463,000 | 260,942,000 | 268,733,000 | 271,539,000 |
| Allowance for loan losses | 2,276,000 | 2,473,000 | 2,443,000 | 2,448,000 |
| Securities available for sale | 55,326,000 | 57,482,000 | 59,789,000 | 61,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,541,000 | 291,106,000 | 309,381,000 | 308,059,000 |
| Interest-bearing deposits | 223,633,000 | 241,971,000 | 263,083,000 | 255,239,000 |
| Noninterest-bearing deposits | 55,908,000 | 49,135,000 | 46,298,000 | 52,820,000 |
| Equity capital | 29,833,000 | 29,673,000 | 32,452,000 | 33,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,464,000 | 9,073,000 | 14,022,000 | 19,112,000 |
| Interest expense | 1,525,000 | 3,168,000 | 4,919,000 | 6,736,000 |
| Net interest income | 2,939,000 | 5,905,000 | 9,103,000 | 12,376,000 |
| Noninterest income | 598,000 | 1,600,000 | 2,242,000 | 3,038,000 |
| Noninterest expense | 2,266,000 | 4,650,000 | 6,930,000 | 9,310,000 |
| Provision for loan losses | 0 | 182,000 | 182,000 | 254,000 |
| Pretax income | 1,271,000 | 2,689,000 | 3,964,000 | 5,580,000 |
| Income tax | 16,000 | 27,000 | 40,000 | 64,000 |
| Net income | 1,255,000 | 2,662,000 | 3,924,000 | 5,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,773,000 | 31,904,000 | 32,908,000 | 33,794,000 |